Insurance and Fees

Refuge Counseling accepts private pay, commercial insurance, sliding scale, and Indiana Medicaid* and Marketplace plans.

Commercial/Marketplace Plans

• Aetna

• Allied Benefit Systems

• Ambetter

• Anthem Blue Cross/Blue Shield*

• Caresource

• Optum

• Physicians Health Plan (PHP)

• Signature Care

• UMR

• United Healthcare/UCH Exchange

*NOTE: If you have commercial Anthem insurance, please verify whether your mental health coverage is handled by Carelon. Refuge is NOT in network with Carelon but IS in network with Anthem.

Medicaid Plans - Healthy Indiana Plan (HIP), Hoosier Healthwise (HHW), Traditional

• Anthem Blue Cross/Blue Shield

• Caresource

• MDWise

• MHS

• Traditional Medicaid

• *We do not accept Medicare at this time.

*Interns do not accept insurance. Sessions with an intern are $40.

Out-of-Network Filing/Superbills are available. Payments are accepted via cash, check, debit/credit card, and HSA/FSA account.

Inquire about income-based sliding scale fees.

Please call your insurance company to verify your benefits. 

Clients are responsible for knowing their coverage and for informing Refuge Counseling of any changes to their insurance plan. Any fees incurred due to lack of coverage are the client's responsibility.

With your permission, Refuge Counseling will assist you to the extent possible in filing claims or provide a superbill for services rendered. 

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.  

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises. 

Insurance Networks & Fee Changes

As of January 2025, Refuge Counseling is no longer in network with Cigna/Evernorth. 

We ARE NOW in network with Signature Care!